Air Crew Insurance
If you need help, call 1300 089 847
This unique product combines income protection and traditional loss of licence insurance, specifically designed to meet the needs of commercial pilots.
Income protection provides a monthly benefit, irrespective of the status of your medical certificate, if you are temporarily or partially disabled from performing your own occupation as a pilot. Depending on your salary, you can insure 75% or 85% of your income with a choice of waiting periods from 30 to 180 days. Valuable additional benefits included at no extra cost.
Loss of licence provides a capital lump sum benefit, in addition to monthly benefits, if you suffer a permanent disability and unlikely to work as a pilot again.
We can help protect professional fixed and rotary wing pilots from an extensive range of low and high-risk flying activities.
Commercial air transport
Special task or mission
The Air Pilots Award 2020, Part 4-Clause 20.3(c), specifies an annual allowance of $2,005 is payable by employers to their permanent hire employees to assist with the purchase of loss of licence insurance.
Income Protection (monthly benefit)
Income protection cover provides a monthly benefit amount if due to a disability, you are unable to fly either short or long term for a living.
75% or 85% of income up to $15,000 per month
up to 24 months benefit period
waiting period options from 30 to 180 days
full mental health conditions cover
Loss of Licence (capital lump sum benefit)
optional extra cover
Capital benefit cover provides a lump sum amount if due to a disability, you are unlikely to return to flying and your career as a pilot has come to an end.
cover up to $400,000 dependant on age
lump sum paid in addition to monthly benefits
12 months waiting period
This is a summary only. For full terms, conditions, limits, definitions and exclusions, please refer to the Product Disclosure Statement (available for download when applying for a quote). Any advice on this website is general in nature and does not take into account your personal objectives, financial situation or needs.
Professional pilots face occupational stressors every day such as irregular work schedules, work/life balance, fatigue, disruption of sleep and increased anxiety from having to take regular medical tests. However, many pilots are not properly insured, and you’ll find most plans have a full exclusion, only pay claims resulting from defined conditions or reduce the benefit payable. We know the importance of offering the widest coverage possible.
Access to our loss of licence insurance is available to individuals and groups with no association or union membership required.
New applications for loss of licence insurance accepted to age 59 and personal accident insurance to age 64.
We recognise one size does not fit all, instead of charging you for benefits you may not want, we give you control to select the level of cover you need.
Our service providers work with Designated Aviation Medical Examiners (DAME’s) in the claim’s decision process to ensure appropriate, timely and fair handling of claims.
We want to improve your insurance buying experience, customise a quote and apply for instant cover online, even while on the move.
1. Choose the cover option that works for you.
2. Get a quote and complete the online application.
3. Choose a payment option, pay by invoice, credit card or monthly if your premium exceeds $1,000.