Put simply, if you suffer an injury or illness, pilot loss of licence insurance provides financial protection in the event of suspension of your Class 1 medical certificate. We offer two types of benefit, depending upon your financial commitments you can choose permanent loss of licence only or a combination of permanent and temporary loss of licence benefits. Our policy is available to pilots on an individual basis or you can buy our cover as an additional ‘top up’ to an existing group policy's coverage.
Individual cover allows portability of your policy should your employment or membership change, which means no gaps in cover.
We can help protect professional fixed and rotary wing pilots from an extensive range of low and high-risk flying activities.
The Air Pilots Award (part 4, 19.4) specifies an annual allowance is payable by employers to their permanent hire employees to assist with the purchase of loss of licence insurance. Our unique approach is the ability to provide benefits to fit within the annual allowance of $2,005 (as at July 2019).
Permanent loss of licence (lump sum benefit)
Permanent loss of licence cover provides a lump sum amount if your medical certificate is suspended long term and you are unable to fly for a living.
Temporary Loss of Licence (monthly benefit)
optional add-on benefit
Temporary loss of licence cover provides a regular monthly income while you’re not flying if your medical certificate is suspended permanently or temporarily.
This is a summary only. For full terms, conditions, limits, definitions and exclusions, please refer to the Product Disclosure Statement (available for download when applying for a quote). Any advice on this website is general in nature and does not take into account your personal objectives, financial situation or needs.
1. Choose the cover option that works for you.
2. Get a quote and complete the online application by answering questions about your health.
3. Choose a payment option, pay by invoice, credit card or monthly if your premium exceeds $1,000.
Customise your cover
This provides the greatest flexibility, the premium is influenced by the sum insured, benefits and waiting period option you have chosen.
Air Pilots Award / Enterprise agreement
We can custom cover to fit an Air Pilot Award or Enterprise Agreement, the sum insured, benefits and waiting period is tailored to the reimbursement rate provided by your employer.